This week’s relevant links: Week of April 15th-19th, 2013

“The only difference between death and taxes is that death doesn’t get worse every time Congress meets”.

Will Rogers


70% of lenders believe housing recovery is real

A new survey of bank risk professionals shows the originations space warming to the idea of expanding home lending

Q1 Consumer Outlook Survey showing Consumer Confidence in Real Estate

Prudential Real Estate, recently released results of its first quarter Consumer Outlook Survey showing that Americans’ sentiment toward real estate is growing increasingly favorable.

Renovate or relocate? 5 key questions to ask

A Seattle couple says “We essentially got the house that we would have ended up with 18 months later, but for a third of the cost”

FHFA Extends HARP by 2 Years, Through 2015

The Home Affordable Refinance Program (HARP) has been extended for two years beyond its scheduled expiration on December 31

U.S. Land Gets More Expensive

“The world has just woken up and said, ‘We need land!’ ”

Bigger Loans Mean Tougher Requirements

Jumbo loans often come in three sizes: small, medium and large. The bigger the loan size, the tougher the lending requirements

Metro Areas Where Residents Most Likely to Feel Safe

There is wide variation among the largest metro areas in residents’ self-reported security. Portland #13 and Seattle #25

Housing Inventory Picked Up in March

Housing inventories picked up modestly in March, offering some hope to home buyers who are grousing about slim pickings

U.S. Economic Confidence Remains Steady

Americans’ confidence in the economy showed no change last week as the U.S. stock market’s rally slowed

U.S. Consumer Spending Continues Upward Trend in March

U.S. self-reported daily consumer spending increased to $89 in March from $83 in February and $80 in January. This upward trend in consumer spending has occurred despite the end of the payroll tax holiday and the start of the federal sequestration budget cuts

Teaching Empathy: The Ancient Way Is Now Cutting-Edge

emotional intelligence plays a role in a person’s success

Facebook Home and a mobile first solution for real estate

Ambitious because they envision a world in which every personal interaction we have digitally is piped through Facebook’s platform (shudder) and unique because they had the foresight and courage to re-imagine themselves as more than just a “website”

Covered by homeowners insurance? Don’t be so sure

You’ve no doubt noticed that premiums have gotten pretty pricey. Rates have climbed 69% over the past decade to an average of $1,000 a year.

Americans See Best Quality Jobs Market in U.S. in Five Years

Twenty-six percent of Americans say now is a good time to find a quality job — the highest since March 2008

First look: Inside a $135 million home

CNNMoney gets a first look at one of the the most expensive homes for sale in the U.S.; a 25-acre Dallas estat

Mortgage Rates in the U.S. Decline for a Second Week

Mortgage rates in the U.S. fell for a second week, reducing borrowing costs as more homeowners seek to refinance into less expensive loans.

U.S. City Wellbeing Tracking

Explore results by U.S. metropolitan area for overall wellbeing, diabetes, obesity, frequent exercise, frequent produce consumption, city optimism, and the uninsured

Reverse Mortgages: Sometimes, Remorse

Let’s face it, the reverse mortgage is not for everyone

The Future of Home Values – Taking a Closer Look at Price-to-Income Fundamentals

Home values have been increasing steadily across the nation since they hit a bottom in October 2011. Since October, they are up 6.5 percent. Just over the past year, home values have appreciated by 5.8 percent. This rate of appreciation is higher than the historical average of around 3 percent

Support FHA’s Efforts to Expand Responsible Lending

Today, the FHA is the dominant source of mortgage financing for borrowers with low down payments and those without high incomes or inherited wealth

Housing inventory, buyer demand are market drivers

JPMorgan Chase ($49.31 0%) expects home prices to rise 7% in 2013. That level of continued confidence is driven by tighter-than-normal inventory, robust demand, high affordability levels, and a stronger economy

Why Positivity is So Essential in the Workplace

a growing body of evidence demonstrates that a positive mindset can not only affect our attitudes toward work, but the outcomes which follow

How to sell more homes this Spring

Here’s the deal: home inventory is low, mortgage rates are still amazing and consumer confidence is looking up. Mix ‘em altogether and you have a sizzling hot seller’s market.

Americans outlook on housing defies overall economic pessimism

Consumers surveyed for Fannie Mae’s recent housing market update remain skeptical about the U.S. economy, while maintaining a sense of optimism about the overall housing recovery

7 Ways That Generosity Can Lead To Success

the most productive, high-achieving people are also the people who are the most giving and altruistic

Signs the Housing Recovery Has Moved Into Your Neighborhood

Just because all the talking heads are saying “housing is back!” doesn’t mean everyone is buying it. There’s a high degree of skepticism surrounding the housing recovery,

American Dream of … Renting? Survey Finds Shifting Attitudes Toward Homeownership

The MacArthur Foundation found that even though a majority of Americans still aspire to own their own home one day, they’re shifting their ideas of what it means to achieve the American dream

The Cleveland Indians, Sports Agents and the Art of Negotiation

“That is the key to a good negotiation — the effort and the preparation, not just the supposed outcome,”

Millennials: Not Destined to be Life-Long Renters

“Millennials have witnessed the housing boom and bust, but still believe home ownership is a good investment,”

Info Graphic:

Full Study:

RealtyTrac: Foreclosure Activity Falls to Lowest Level Since 2007

foreclosure activity fell to a six-year low, according to RealtyTrac’s foreclosure market report for the first quarter and March

Coldwell Banker Platinum Partners Honored with Multiple Awards at Cartus Broker Network International Conference

Cartus Broker Network is the nation’s leading network of more than 811 market-leading real estate firms representing approximately 3,000 offices and more than 109,000 agents. Cartus provides trusted guidance to organizations of all types and sizes that require global relocation solutions. Cartus serves 64 percent of the Fortune

Nine low-tech ways to manage your time more wisely

As entrepreneurs, we’re always busy. But where does it end? When you get more successful, do you think your schedule will magically get less busy and fill up with fewer obligations? Think again. Instead, you’ll have to get more done in less time. And unless you have a system, it may prove difficult.

For more opinions on today’s real estate issues, visit CBBain’s “In The Know” blog at

“Links” are edited each week by John Deely 


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